REAL STORIES FROM HAMPTON ROADS
Every Homeowner's Situation Is Different
Selling a house isn't always about getting ready for the open market. Sometimes you're facing foreclosure. Sometimes you're ready for a new chapter. And sometimes a property has simply become more than you want to manage.
These are stories from Hampton Roads homeowners who reached out to American Home Savers when they needed to understand their options and decide what to do next.
Ms. Marian · Preforeclosure Client · Suffolk, VA
How American Home Savers Helped a Suffolk Homeowner Facing Foreclosure
Marian, a hardworking nurse from Suffolk, was facing foreclosure after struggling to find a solution with her mortgage company. Here's how American Home Savers helped her understand her options and move forward.
Miss Marian's Story
For Marian Campbell, a dedicated nurse from Suffolk, Virginia, the possibility of losing her home created an enormous amount of uncertainty. She had tried working with her mortgage company, but despite her efforts, she couldn't find a solution that worked.
That's when Marian reached out to American Home Savers.
During her interview, Marian described how difficult it had been to get the mortgage company to work with her. She also shared how different her experience became once she had someone willing to listen and help her understand what was happening.
“You saw the problems from the start and worked so hard to get us out of foreclosure.”
Marian also remembered the feeling of relief that came with having someone in her corner:
“I felt like you beat the bank for me!”
Throughout the process, communication was especially important to Marian. She said the American Home Savers team stayed available when she had questions or concerns.
“You answered all my calls and texts.”
She appreciated that the team didn't simply tell her what to do. Instead, they listened to what she wanted to try first and helped her understand her choices when circumstances changed.
“You respected what I wanted to try first, and when things got tough, you were there to help me make the right decisions.”
For Marian, the experience was about more than the property itself. She wanted to understand her rights, know what was happening, and avoid being left without options.
As she put it:
“I felt like we were in this together.”
Marian's story is a reminder that facing foreclosure doesn't necessarily mean you have no choices. Every situation is different, but getting help early can give you more time to understand what may be possible.
American Home Savers has been helping Hampton Roads homeowners navigate difficult real estate situations since 1987. If you're behind on your mortgage or facing a foreclosure deadline, you can start with a conversation about your situation—without any obligation.
Teresa · Home Seller · Portsmouth, VA
A Portsmouth Homeowner Gets Ready for a New Chapter
After years in her Portsmouth home, Teresa decided it was time to simplify her life, sell her house, and pursue her dream of traveling.
Miss Teresa's Story
For Teresa, selling her Portsmouth, Virginia home wasn't about escaping a problem property. Her house was in great condition, with new siding, a new roof, and a well-maintained interior.
Instead, Teresa was ready for something different.
After years in the home, she wanted to simplify her life, clear out the clutter, and pursue a long-held dream of traveling on the road in her camper van.
During her interview with Jo Pascarella of American Home Savers, Teresa explained how the decision to sell represented a new beginning.
“The more clutter I see, the more I realize how free I'm going to be.”
Teresa had considered her options and understood that selling directly meant accepting a different price than she might have pursued through a traditional listing. For her, avoiding the preparation, renovations, showings, and uncertainty of a traditional sale made sense.
She had also spoken with other buyers before contacting American Home Savers. Ultimately, she felt comfortable with the offer and the straightforward process.
As a retired interior designer, Teresa understood the property and its potential. American Home Savers planned to make updates to the home after purchasing it, including adding a second bathroom.
But what stood out most to Teresa wasn't simply the transaction. It was the way she felt she was treated throughout the process.
“I've known Jo for years, and she's very trustworthy and genuine.”
Teresa also spoke about Jo's character and the way she treats people:
“She takes care of her mother, and that tells me she loves people and takes good care of them.”
For Teresa, selling her house meant more than changing ownership of a property. It meant making room for a new chapter and moving toward the freedom she had been imagining.
Sometimes the reason for selling a house isn't a foreclosure, major repairs, or a difficult property. Sometimes you're simply ready for something different. And that's okay, too.
Williams Family · Foreclosure Rescue Client · Chesapeake, VA
How the Williams Family Avoided a Foreclosure Auction
With the Williams family's home scheduled for foreclosure just days after American Home Savers learned about their situation, the team moved quickly to find a solution.
The Williamses' Family Story
The Williams family was facing a foreclosure sale of their Chesapeake, Virginia home. American Home Savers learned about the situation on a Sunday. The foreclosure auction was scheduled for Tuesday. With only days to work with, the situation was urgent.
The family had already been told by others that they had waited too long and that nothing could be done. But American Home Savers decided to look at the situation and see what options were still available. The team contacted the homeowners, developed a plan, and worked to resolve the situation before the scheduled auction. On the day of the foreclosure sale, American Home Savers wired the necessary funds to the bank just one hour before the house was scheduled to go to auction.
For the Williams family, the outcome meant avoiding what could have been a devastating loss. It also left a lasting impression on the family. They described American Home Savers as more than simply a company that helped them through a difficult moment—they found what they considered a lifelong friend.
The Williams family's story shows why timing can matter when you're facing foreclosure. Every situation is different, and there is no guarantee that a solution will be available. But if you're facing a foreclosure deadline, understanding your options as soon as possible can be important.
If you're a Hampton Roads homeowner facing foreclosure, you can start by telling American Home Savers what's happening with your property.
Ms. McCullough · Foreclosure Rescue Client · Chesapeake, VA
How American Home Savers Helped a Chesapeake Family Facing Foreclosure
With a foreclosure sale just two days away and more than $40,000 in missed mortgage payments, Ms. McCullough needed to find out what options were still available. Here's what happened next.
The McCullough's Story
Ms. McCullough had allowed family members to live in her four-bedroom Chesapeake, Virginia home with the understanding that they would maintain the property and keep up with the mortgage. Over time, that didn't happen. The mortgage payments fell years behind, and the property developed significant problems, including roof leaks, an inoperable HVAC system, leaking plumbing, mold, and extensive deferred maintenance.
Then Ms. McCullough learned that the home was scheduled for foreclosure. With the sale only two days away, she contacted her mortgage company and discovered that more than $40,000 in mortgage payments were past due. She tried to work out a repayment arrangement, but the foreclosure process was already moving forward, and the property had been advertised for auction.
That's when Ms. McCullough contacted American Home Savers. The team immediately began looking at the situation and what could potentially be done before the scheduled sale. On the day of the foreclosure auction, American Home Savers brought a certified check for $40,000 to the courthouse in an effort to bring the mortgage current and stop the foreclosure.
The situation wasn't necessarily over simply because the funds had been brought to the courthouse. There were still prospective buyers prepared to purchase the property at the sale. American Home Savers continued working through the situation, and the foreclosure was stopped.
Afterward, the company took on the property's extensive repairs and completely rehabilitated the home. Today, the property is being rented to Ms. McCullough's granddaughter, with the hope that she may eventually have the opportunity to buy the home back.
For Ms. McCullough, the experience was about more than a house. It was about keeping a family property from being lost when she had very little time left to find a solution. Her story also illustrates why homeowners facing foreclosure shouldn't assume that they have no options simply because an auction date has been set. Every foreclosure situation is different, and available options depend on the circumstances, timeline, property, and amount owed.
If you're a homeowner in Chesapeake or elsewhere in Hampton Roads and you're behind on your mortgage or facing a foreclosure auction, American Home Savers can help you understand what options may be available.
YOUR SITUATION MAY BE DIFFERENT
Find Out What Options You May Have
You don't have to have everything figured out before you reach out. Tell us what's happening with your property, and we'll listen, answer your questions, and explain what options may be available.
SELLING YOUR HOUSE IN HAMPTON ROADS?
Find Out What Your Options Are
Whether you're facing foreclosure, moving, dealing with repairs, tired of being a landlord, or simply ready to sell, American Home Savers of Virginia is here to help. Call us to talk through your situation, or choose your Hampton Roads community below.
