39+
39+
Years of Experience
Years of Experience
Years of Experience
1000s
1000s
Homeowners Helped
Homeowners Helped
Homeowners Helped
$35M+
$35M+
Equity Protected *
Equity Protected *
Equity Protected *
What Happens When You're Facing Foreclosure in Virginia?
Maybe you've fallen behind on your mortgage after a job change, unexpected expense, divorce, illness, or another financial setback. Maybe you've already received a foreclosure notice and there's a date on the calendar that has you worried. Or maybe you're making payments but know you're running out of time.
Whatever brought you here, don't assume that receiving a foreclosure notice means you have no options left.
Virginia foreclosure sales involve specific notices, procedures, and deadlines. The exact situation depends on your loan, the property, the documents you've received, and where you are in the process. If you're considering selling the house, the earlier you understand your options, the more time you may have to evaluate them.
American Home Savers of Virginia can look at the property and discuss whether a direct sale could be a practical option for you.
A Clearer Way to Understand Your Foreclosure Options
When you're facing foreclosure, you probably don't need another company telling you what you "have" to do. You need someone to listen first.
American Home Savers of Virginia has worked with Hampton Roads homeowners for more than 39 years. We'll ask what's happening with the property, how far along the foreclosure process is, and what you're hoping to accomplish. If selling the house could be a workable option, we'll evaluate the property and make an offer for you to consider. You decide what happens next.
If you're dealing with an upcoming foreclosure auction, tell us about the date when you contact us. Timing can matter when you're evaluating a sale.
How American Home Savers Can Help
Selling your house isn't automatically the right answer for every homeowner facing foreclosure. Your circumstances matter. The important thing is understanding the choices available to you before making a decision.
Depending on your situation, you may consider
Sell the Property Directly:
If keeping the house isn't realistic, selling directly may give you a way to address the property before a scheduled foreclosure sale, depending on the timing, mortgage payoff, liens, and other circumstances.
Explore a Traditional Sale:
If you have enough time and the property is a good candidate for the traditional market, listing with a real estate professional may be another option.
Talk With Your Lender or Servicer:
Depending on your circumstances, your mortgage servicer may have loss-mitigation or repayment options available. Ask them what programs you may qualify for.
Speak With a Housing Counselor or Attorney:
If you're unsure about your rights, deadlines, or the legal consequences of foreclosure, consider getting advice from a qualified housing counselor or Virginia attorney.
Discuss a Rent-Back Option:
For qualifying situations, AHS may be able to discuss a rent-back arrangement after a sale. This can be worth exploring if you need to sell but aren't ready to move immediately.
The right choice depends on your specific circumstances. We're here to help you understand whether a direct sale belongs in that conversation.
A Simple Way to Sell Your Foreclosure House in Hampton Roads
If selling the property makes sense for your situation, the process starts with understanding exactly where things stand.
WHY CHOOSE AMERICAN HOME SAVERS FOR FORECLOSURE ASSISTANCE
A Hampton Roads Team That Understands Difficult Property Situations
Foreclosure is personal. You may be worried about your home, your finances, your family, and what comes next. You don't need a sales pitch when you're trying to make a difficult decision. American Home Savers of Virginia has been serving Hampton Roads since 1987. Our team takes the time to understand what's happening before discussing a potential purchase.
SERVING HOMEOWNERS WITH FORECLOSURE THROUGHOUT HAMPTON ROADS
American Home Savers of VA Works With Homeowners Dealing With Foreclosure Throughout Hampton Roads
Foreclosure doesn't look the same in every Hampton Roads household. A homeowner in Virginia Beach may be dealing with a completely different situation than someone in Norfolk, Chesapeake, Suffolk, Hampton, or Newport News. The property value, mortgage balance, condition of the house, liens, timeline, and circumstances of the homeowner can all affect what options are available. That's why we start with the property and the situation rather than making assumptions. If you own a house anywhere in Hampton Roads and you're behind on payments or facing a foreclosure sale, tell us what's happening. We'll take a look and let you know whether a direct sale may be an option worth considering.
It Started With One Call
When you're facing foreclosure, sometimes the hardest part is making the first call. Miss Marian, a preforeclosure client in Suffolk, reached out to American Home Savers while dealing with a difficult situation. She says the team stayed responsive, explained her options, and respected the approach she wanted to take.
"I'm so glad I reached out. They answered all my calls and texts, explained my options..."
— Miss Marian, Preforeclosure Client, Suffolk, VA
Frequently Asked Questions About Dealing With Foreclosure
Can I sell my house if I'm already facing foreclosure?
Our system combines speed, flexibility, and powerful automation tools into one seamless workflow designed for modern teams.
Can I sell my house after receiving a foreclosure notice in Virginia?
Our system combines speed, flexibility, and powerful automation tools into one seamless workflow designed for modern teams.
WhatWhat happens if my house goes into foreclosure? happens to my mortgage when I sell?
Our system combines speed, flexibility, and powerful automation tools into one seamless workflow designed for modern teams.
Do I have to repair my house before selling it because of foreclosure?
Our system combines speed, flexibility, and powerful automation tools into one seamless workflow designed for modern teams.
Can I stay in my house after selling it to American Home Savers?
Our system combines speed, flexibility, and powerful automation tools into one seamless workflow designed for modern teams.
Find Out What You Can Do Before the Foreclosure Sale
You don't have to know exactly what you want to do before you call. Tell us about the property, your foreclosure timeline, and what's most important to you. We'll help you understand whether selling the house could be an option.
TELL US ABOUT YOUR FORECLOSURE AND EXPLORE YOUR OPTIONS.
No obligation.
Your information stays private.
Whatever You're Dealing With, You Have Options
Foreclosure is only one reason homeowners decide to sell. Whether you're dealing with an inherited property, major repairs, a rental that's become too much to manage, or a move you didn't expect, American Home Savers can help you explore your options.
Local Help for Hampton Roads Homeowners
American Home Savers of Virginia works with homeowners throughout Hampton Roads, including Virginia Beach, Chesapeake, Norfolk, Portsmouth, Suffolk, Hampton, Newport News, Williamsburg, James City County, and York County.
If you're facing foreclosure anywhere in the area, start with your property address and tell us what's happening.
SELLING YOUR HOUSE IN HAMPTON ROADS?
Find Out What Your Options Are
Whether you're facing foreclosure, moving, dealing with repairs, tired of being a landlord, or simply ready to sell, American Home Savers of Virginia is here to help. Call us to talk through your situation, or choose your Hampton Roads community below.
